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2012-09-25 20:54:40
Interest Rates drop DRASTICALLY!! BUY NOW!!

 

I had to update my blog to let everyone know that rates have surprisingly dropped again, drastically!! 30 year fixed rate FHA are 2.875%!!! in case you are wondering, that is two point eight seven five PERCENT!!

Check out the graph at the bottom of my website here to see this amazing recent drop in rates:  http://www.myprovohome.com/ 
 
This is craziness! It is unbelievable. Borrowers are going to save tens of thousands of dollars on their mortgages over the life of their loan. See chart:
 
Loan Amount

2.875% interest

(Current Rates)

3.625% interest

(2011- early 2012)

4.25% interest

(2010)

5% interest

(2009)

6.25% interest

(2002-2008)

8% interest

(92-02)

$100k $460 $520 $560 $605 $690 $810
$120k $555 $630 $675 $730 $830 $970
$150k $690 $785 $840 $910 $1,030 $1,210
$200k $920 $1,045 $1,120 $1,215 $1,375 $1,615
$300k $1,380 $1,575 $1,680 $1,820 $2,060 $2,420

If you are considering buying right now, BUY NOW!! Rates will go back up to 4% soon and 5-6% soon enough. You are talking about a difference of $300/month in JUST INTEREST on a $200k loan if rates go back to 5%, AND THEY WILL ... SOON!! Do not delay! Lock in these rates ASAP!!
 
If you are thinking about selling, SELL NOW!! Demand is going to increase and inventory is low. You will be able to sell quickly and get top dollar for your home. I will give a discount to list your home right now as I would like to increase my listing inventory and I know listings will move quickly with these rates. 
 
Please contact me ASAP to get things started!! 

 

 
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