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2011-09-13 11:13:55
Rates steady at 3.75% and FREE Balloon Rides!!

I just returned from the RE/MAX Tuesday morning training meeting and was greeted with great news that interest rates are holding steady at their all-time historical lows. This is a big deal as the difference in even 1/4% will save you thousands over the course of your loan and hundreds annually. When rates dipped into the 4% range, buyers jumped to refinance and buy a home with such a low rate. Now rates are over a full point lower than that!!

These rates are truly remarkable. I am helping buyers who were renting, buy a larger, nicer and newer home than what they were renting for a lesser monthly payment then the rent they were paying! With rental values continuing to increase, and home values at 10 year lows with interest rates holding steady at all-time lows, there really hasn't been a better time to buy a home since the great depression! 

My lender, Mike Christensen with Lexington Mortgage, explained today that the chances of rates getting lower than they currently are is pretty much impossible. Any lower than this and the security backed investors will start investing their money elsewhere. So if you are a first-time home buyer, considering upgrading, considering refinancing with a current rate around or over 5%, considering an investment property, or need to sell a property, you should definitely give myself or Mike a call to discuss your options.

These are the current rates:

30 year FHA - 3.75% (comes with a credit)
30 year Conventional - 3.875%
5/1 Arm (over 30 years - adjusts after 5) - 2.5%
USDA Rural Development - 3.75% 

For a pre-approval, or to discuss your loan options, give Mike Christensen, my preferred lender, a call. 

 

HOT AIR BALLOON EVENT

This Saturday, September 17th, we will be offering FREE rides in the RE/MAX hot air balloon from 7-10 a.m. This event will take place at Mountain View High School in Orem as part of the Racing Cane 10k and 5k race by Run13.com.

In addition there will be FREE face painters, jumping castles, table massages, etc. As a sponsor, I have a regsitration code to receive up to 20-25% off registration for the races. These events are great for families, and my wife and I will actually be running the 5K while I push our two girls in a running stroller. So come on out and bring the family for some Saturday morning fun before the BYU vs Utah football game!!

For more info, visit: http://www.run13.com/races/racing-cane

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 
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