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2014-01-28 15:48:41
USDA RURAL HOUSING CHANGES - DON'T WORRY IT'S GOOD

Have your heard the GOOD NEWS?

 The USDA Rural Housing Loans have been extended until September 2014. Why is this good news? This means that buyers are able to still get 100% financing - no money out of pocket at closing! This is a wonderful loan, especially for first time home buyers! With this extension sellers will be able to continue to sell their houses to ALL buyers now that the buyer pool will stay larger. Buying and selling homes will never be better than NOW! Prices are beginning stabilized and interest rates are still AMAZING.
The areas that are qualified for the USDA Rural Housing Loans are: Eagle Mountain, Saratoga Springs, Salem, Payson, Santaquin, Mona and Nephi. There are several more cities this is just the most common ones. - Get more information at http://eligibility.sc.egov.usda.gov/eligibility/welcomeAction.do
What's Happening with Interest Rates:
In 2013 we went on roller coaster ride with the interest rates, as you can see below. The prediction for interest rates in 2014 is that we will rise up to the 5% mark for conventional loans and 4.5% for FHA loans. Keep in mind that we still have very low interest rates.
 Interest rate chart
 

If you have any questions about the USDA Rural Housing loans please contact our Preferred Lender: Paul Newell - 801-362-2010 with Security Home Mortgage.

 
 
 
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