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2013-12-10 10:51:38
USDA Rural Housing Zoinging Changes

The New Year is upon and so are some loan changes. If you are thinking of purchasing a house using USDA Rural Housing, right now is the time!


USDA loans have been extremely popular with many buyers due to the ZERO % down. Sadly the loan program will end on January 15, 2014 for many cities including; Eagle Mountain, Saratoga Springs, Spanish Fork (what little was still approved), Salem and Payson. Don’t worry yet; there is still time to purchase a house in these cities!! If you are thinking of getting a USDA loan you need to get your property under contract by January 1st, 2014 to insure there is enough time to get your loan submitted to USDA for approval.

Currently the interest rate for USDA are hovering around 4.25% with 4.875% APR. Thats still an awesome interest rate you don't want to pass up! Remember there is no down payment, that means USDA will finance 100% of your loan, no money will need to come out of your pocket!

For more information please contact us or our preferred lender Lane Aldrich with First Colony Mortgage - 801-602-5746 or visit his website at: http://www.firstcolonymortgage.com/lane/

Please let us know how we may assist you in your puchasing needs. We look forward to working with you.








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